You can take out loans for college either from the government or from private institutions. You may qualify for certain scholarships as well. If it is possible, getting college grant money can be helpful and it does not leave you with payments to make after you are finished school.
People that can demonstrate the financial need may be eligible to receive a Pell Grant. It is a kind of grant that is intended for students that come from families that would not be able to pay for college education on their own. It takes into account how much the family will be able to contribute by determining income levels, expenses and the number of students that a family will need to put through college. The amount that you receive from this Federal grant can depend on where you go to school, how much your family can contribute and what percentage of a full course load you have. It does help, but it will not pay for school by itself so you should also look and other sources of college grant money.
You may also be eligible to receive college grant money from the state where you are planning to go to school. The grant money available is different in every state so you will need to do some research on your own to figure out what may be possible for you. You can get some help from the financial aid department of the college that you plan to attend. They can also walk you through the forms, and they will usually have the necessary applications for you to complete.
College grant money is also available in the form of scholarships for minorities. These come from a number of different sources like private organizations or large corporations so you should use the Internet to search for anything that might be available to you.